Loan Checklist

Having all necessary documentation upfront saves time so your loan can close smoothly and quickly.

• 2 years of tax returns
• 2 years of W-2s
• If self-employed, 1099s and copy of business license.
• Most recent bank statements (all accounts and all pages).
• Explanation (signed and dated) of any deposits over $1,000 other than normal pay into accounts.
• Most recent pay stubs (minimum of 30 days).
• Copy of driver’s license.
• Explanation (signed and dated) of any inquiries on credit report.
• Mortgage Statement, Insurance Declaration Page, and most recent tax statement for all other properties owned.
• Divorce Decree and Separation Agreement (if applicable).
• Copy of Earnest Money Check & Purchase Contract.